jcc332006
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02-25-202302:38 PM
02-25-202302:38 PM
UPDATE 3/13/23 Navy Federal Credit Limit Increases On 2 Cards In Same Month?
Hi all,
It's been a minute since I posted, and wanted to know if it's possible to receive CL increase on 2 NFCU cards that are eligble around same time in a month. Coming around the end of March my $15k NFCU AMEX More Rewards card will be due for another CLI (180 days) after 1st 91/3 increase and my new $9100 Flagship will be eligible end of March as well. Has anyone been in similiar situation of having 2 cards eligible for increases with NFCU around same time submitted request and were sucessful? If so did they deny or give increase on both? Just trying to determine best way of approaching. Should I request increase on 15k Amex More Rewards (180 day) first and wait on 91/3 Flagship request or would it be safe to request on both. Just curious if anyone has had sucess receiving huge CLI increases on 2 cards that are eligible around the same time. Literally a week or two seperates both cards eligibility for increases.
Thanks for any feedback.
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GZG
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02-25-202302:54 PM
02-25-202302:54 PM
Re: Navy Federal Credit Limit Increases On 2 Cards In Same Month?
@jcc332006wrote:Hi all,
It's been a minute since I posted, and wanted to know if it's possible to receive CL increase on 2 NFCU cards that are eligble around same time in a month. Coming around the end of March my $15k NFCU AMEX More Rewards card will be due for another CLI (180 days) after 1st 91/3 increase and my new $9100 Flagship will be eligible end of March as well. Has anyone been in similiar situation of having 2 cards eligible for increases with NFCU around same time submitted request and were sucessful? If so did they deny or give increase on both? Just trying to determine best way of approaching. Should I request increase on 15k Amex More Rewards (180 day) first and wait on 91/3 Flagship request or would it be safe to request on both. Just curious if anyone has had sucess receiving huge CLI increases on 2 cards that are eligible around the same time. Literally a week or two seperates both cards eligibility for increases.
Thanks for any feedback.
I'd pick the card you'd rather have the increase on if the second increse request is denied for being at your cap, but there's no problem with requesting both
Starting FICO 8:
Current FICO 8:
0/6, 3/12, 10/24
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02-25-202304:44 PM
02-25-202304:44 PM
Re: Navy Federal Credit Limit Increases On 2 Cards In Same Month?
Yes; for me one $8k CLI was instantly approved and the subsequent $8k CLI went pending and then was approved.
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jcc332006
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02-25-202305:11 PM
02-25-202305:11 PM
Re: Navy Federal Credit Limit Increases On 2 Cards In Same Month?
@keekerswrote:
Yes; for me one $8k CLI was instantly approved and the subsequent $8k CLI went pending and then was approved.
Thanks! Yes I have both due for increases literally 2 weeks apart and wanted to know if others had sucess getting increases when timeframe is so close together.. Appreciate your feeback. I hope I can get huge increase on both !
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Hex
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02-25-202305:54 PM
02-25-202305:54 PM
Re: Navy Federal Credit Limit Increases On 2 Cards In Same Month?
As long as you've waited long enough per individual card and your profile supports it I think you could get increases on 2 cards on the same day. I know I've gotten 2 within the same week before.
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Duriel
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02-26-202301:48 AM
02-26-202301:48 AM
Re: Navy Federal Credit Limit Increases On 2 Cards In Same Month?
I recently got an 8k bump on 2 cards in one night. I am approaching their max total limit.
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jcc332006
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02-26-202309:21 AM
02-26-202309:21 AM
Re: Navy Federal Credit Limit Increases On 2 Cards In Same Month?
@Hexwrote:As long as you've waited long enough per individual card and your profile supports it I think you could get increases on 2 cards on the same day. I know I've gotten 2 within the same week before.
Thanks!!
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jcc332006
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02-26-202309:23 AM
02-26-202309:23 AM
Re: Navy Federal Credit Limit Increases On 2 Cards In Same Month?
@Durielwrote:I recently got an 8k bump on 2 cards in one night. I am approaching their max total limit.
Awesome! I appreciate the feedback.
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OmarGB9
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02-26-202311:55 AM
02-26-202311:55 AM
Re: Navy Federal Credit Limit Increases On 2 Cards In Same Month?
Definitely possible. Now, whether they grant both and/or give you the max $8k on each is entirely dependent on how Navy feels about you.
Last App: 1/10/2023
Penfed Gold Visa Card
Currently rebuilding as of 04/11/2019.
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jcc332006
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02-26-202306:33 PM
02-26-202306:33 PM
Re: Navy Federal Credit Limit Increases On 2 Cards In Same Month?
@OmarGB9wrote:Definitely possible. Now, whether they grant both and/or give you the max $8k on each is entirely dependent on how Navy feels about you.
Great! We shall see. They gave me 8k increase on my 1st card with them the Amex more reward after 91/3 taking me from $7100 to 15k so hoping they show me the same love in a couple of weeks. I applied and got the flagship after 91/3 for a second card at $9100 and its due for an increase as well. FICO 9 @ Equifax is currently 840 and I have 10k sitting in Flagship checking . 1k in regular savings, $3500 MMA, $218 Pledge loan, 3 CDS at $1500 and routinely make ACH deposits from my Penfed or Wells Fargo accounts. I'm a Navy Vet and only been a member for 9 months lol , but so far theyve been great. My only issue so far has been their 18% APR on the cards and I have Excellent Credit. In a about 3 more months I'm definitely requesting a APR reduction. I've seen some with lower APRS with much lower score than mine and that eats at me. lol Thanks for your feedback!!
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